
We have begun to take baby steps. Figuring what we owe and to whom. Trying to come up with a game plan and being grateful for the assistance of a local banker who has helped us to come up with a plan to be totally debt free and have a sizable savings within the next 10 years. If you knew the mountain of debt we are facing down, you would be flabbergasted that it is even halfway feasible to reduce our debt by half, let alone all of it in that short of a time period.
To say that just hearing the news that it is a possibility has lifted a great weight off of us. Hubby has remarked that he no longer feels that he is going to have a heart attack from the stress. That now that he knows there is a way out of all this, a light at the end of the tunnel, that he can rest easier.
Now comes the tougher part. Going through with the planning and then sticking to it.
I am off to do research on ways to save money, cut costs and anything else that might possibly be helpful in our quest to be debt free. This is all quite new to me, but I hope to find some useful information out there and incorporate it into our lives. Off to do some searches, peruse sites and hopefully find some blogs where other people have been or are going through the same thing as we are.
Any advice, tips or links to sites about this?

